4447 Terzino Lane

Chipley, FL 32428

Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom--a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24' x 16' pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60' x 36' barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you've been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won't want to miss. Schedule your private showing today!

Listing courtesy of Seamus J O'neill of SOUTHERN WAY REALTY, INC.



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-08-10 10:55 AM UTC