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Elite Realty
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$2,580,000
58 Days On Site

20816 Front Beach Road
Panama City Beach, FL 32413

For Sale|Residential|Active
6
Beds
4
Total Baths
4
Full Baths
2,808
SqFt
$919
/SqFt
2002
Built
Subdivision:
Santa Monica Beach
County:
Bay
Listing courtesy of Cynthia Wilkinson of Rosemary Beach Realty, LLC
Call Now: (850) 638-0370
Is this the listing for you? We can help make it yours.
(850) 638-0370
20816 Front Beach Road20816 Front Beach Road20816 Front Beach Road20816 Front Beach Road
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Monthly Payment (Est.)

$11,771
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.
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SELLER OFFERING $20,000 CREDIT TOWARDS INTEREST RATE BUY DOWN OR A GOLF CART! Welcome to your ultimate beach retreat on the highly sought-after west end of Panama City Beach! This fully remodeled 6-bedroom, 4-bath coastal stunner delivers the perfect blend of luxury, entertainment, and Gulf-side living. Enjoy beautiful views of the Gulf along with private beach access, giving you the beachfront lifestyle everyone dreams of. Step into a home that feels welcoming with high-end finishes, designer touches, upgraded LED lighting, and a thoughtful layout that makes every space shine. The home comes fully furnished, offering a true turnkey opportunity whether you plan to use it as a primary residence, second home, or high-performing investment property. Outside, the fun really begins. The expansive outdoor area is built for entertaining with multiple seating zones, a heated private pool, and vibrant LED lighting that transforms the space into a coastal oasis at night. The property also features a mini-golf area, perfect for guests, kids, and everyone looking to enjoy a little friendly competition. From the incredible outdoor amenities to the luxurious interior updates, this home offers an unmatched experience on Front Beach Road. If you're searching for a Gulf-view property that truly has it all, this is the one. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

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Listing Snapshot
Price 
$2,580,000
Days On Site 
58 Days
Bedrooms 
6
Inside Area (SqFt) 
2,808 sqft
Total Baths 
4
Full Baths 
4
Partial Baths 
N/A
Lot Size 
0.34 Acres
Year Built 
2002
MLS® Number 
782793
Status 
Active
Property Tax 
$21,119
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
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What's This?
Private
Recent Activity
2 weeks agoPrice changed to $2,580,000
2 weeks agoListing updated with changes from the MLS®
2 months agoListing first seen on site
General Features
Acres 
0.34
Garage 
Yes
Garage Spaces 
4
Property Condition 
New Construction
SqFt Total 
2808
Style 
Coastal
Utilities 
Cable ConnectedElectricity AvailablePhone Connected
Interior Features
Cooling 
Ceiling Fan(s)Heat PumpWindow Unit(s)
Furnished? 
All Units
Heating 
CentralElectric
Bedroom 
Dimensions - 11 x 11Level - First
Dining Room 
Dimensions - 25 x 14Level - FirstDescription - Dining/Living Combo
FullBath 
Dimensions - 12 x 6Level - First
Garage 
Dimensions - 35 x 24Level - First
Kitchen 
Dimensions - 27 x 10Level - FirstDescription - Eat-in Kitchen
Other 
Dimensions - 38 x 13Level - Second
Porch 
Dimensions - 38 x 13Level - First
PrimaryBathroom 
Dimensions - 13 x 11Level - Second
PrimaryBedroom 
Dimensions - 17 x 15Level - Second
SittingRoom 
Dimensions - 15 x 12Level - First
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Exterior Features
Construction Details 
BlockVinyl SidingWood Siding
Exterior 
Balcony
Fencing 
FullFenced
Lot Features 
PavedWaterfront
Patio And Porch 
PatioPorch
Pool Features 
In GroundPrivate
Private Pool 
Yes
Roof 
Metal
View 
Water
Waterfront 
Yes
Waterview 
Water
Community Features
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Listing courtesy of Cynthia Wilkinson of Rosemary Beach Realty, LLC



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-02-15 02:26 PM UTC

Neighborhood & Commute
Source: Walkscore
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Elite Realty
(850) 638-0370
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964 Main Street
Chipley, FL 32428

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