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Elite Realty
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$795,000
101 Days On Site

1037 N Bay Drive
Lynn Haven, FL 32444

For Sale|Residential|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,211
SqFt
$360
/SqFt
1960
Built
Subdivision:
College Point 2nd Add
County:
Bay
Listing courtesy of Brook R Simmons of Keller Williams Success Realty
Call Now: (850) 638-0370
Is this the listing for you? We can help make it yours.
(850) 638-0370
1037 N Bay Drive1037 N Bay Drive1037 N Bay Drive1037 N Bay Drive
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Monthly Payment (Est.)

$3,627
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.
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BRING ALL OFFERS! Looking for a diamond in the rough? Look no further. Welcome to your own slice of Southern coastal paradise—an inviting waterfront home set on over an acre of land with 2100+ sqft of heated and cooled living space. Perfectly positioned on tranquil Mill Bayou, this property offers easy access to both inshore and offshore fishing as well as easy boating trips to the pristine shores of Shell Island. Outdoors, the property is designed for the sophisticated sportsman and relaxation-seeker alike. A private pond provides the ideal spot for stocking your own private brood, while the private dock—complete with electricity, freshwater, an oversized deck, and a 10,000 lb boat lift—makes sunrise watching, afternoon fishing, and weekend boating effortless. The back of the home is made for year-round enjoyment. A sprawling open deck spans the width of the house, featuring a natural gas fire pit on one side of the sunroom and a fully equipped natural gas outdoor kitchen on the other. Whether you're hosting friends or savoring peaceful evenings by the water, this space was built to be enjoyed. A well-designed garage accommodates one vehicle and a golf cart, and includes multiple storage areas, both climate-controlled and non-climate-controlled, plus a dedicated tool shed space. Inside, this 3-bedroom + office, 2.5-bath home offers an open and airy floor plan ideal for entertaining when the weather keeps you indoors. The spacious kitchen showcases updated shaker cabinets, granite countertops, and a generous island with a wet bar. A large living room and dining area flow comfortably together, with a convenient laundry room and oversized butler's pantry just off the kitchen and garage entry. The office sits just off the dining room, providing a quiet, flexible workspace. Down the hall, you'll find two well-appointed guest bedrooms, one with direct access to the back deck. The expansive primary suite, once two separate bedrooms, has been combined to create a luxurious retreat with an impressive walk-in closet. The updated primary bath includes double vanities, a beautifully tiled walk-in shower, a relaxing soaking tub, and abundant storage. With a few minor repairs, fresh paint, and flooring updates, this waterfront home will shine like a diamond. Call your Realtor TODAY to learn more or schedule your private showing of this exceptional Mill Bayou property.

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Listing Snapshot
Price 
$795,000
Days On Site 
101 Days
Bedrooms 
3
Inside Area (SqFt) 
2,211 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
1.24 Acres
Year Built 
1960
MLS® Number 
782281
Status 
Active
Property Tax 
$6,535
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
React
Invite
Recent Activity
2 months agoPrice changed to $795,000
2 months agoListing updated with changes from the MLS®
3 months agoListing first seen on site
General Features
Acres 
1.24
Garage 
Yes
Garage Spaces 
1.5
Parking 
GarageGarage Door Opener
Security 
Closed Circuit Camera(s)
SqFt Total 
2211
Style 
Ranch
Utilities 
Electricity Available
Zoning 
City, Resid Single Family
Interior Features
Appliances 
Water PurifierElectric CooktopElectric OvenWater Purifier OwnedTankless Water Heater
Cooling 
Ceiling Fan(s)
Fireplace 
Yes
Fireplace Features 
Gas
Furnished? 
None
Heating 
ElectricFireplace(s)
Bedroom 
Dimensions - 12 x 11Level - First
Dining Room 
Dimensions - 25 x 12Level - First
Kitchen 
Dimensions - 20 x 14.3Level - First
Laundry 
Dimensions - 11 x 10Level - First
Living Room 
Dimensions - 20 x 18Level - First
Sunroom 
Dimensions - 19 x 12Level - First
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Exterior Features
Construction Details 
Brick
Exterior 
DockFire PitOutdoor Kitchen
Lot Features 
PavedWaterfront
Patio And Porch 
DeckCoveredPorch
Road Frontage 
City Street
Roof 
Shingle
Waterfront 
Yes
Community Features
MLS Area 
02 - Bay County - Central
Schools
School District
Unknown
Elementary School
Deer Point
Middle School
Merritt Brown
High School
Mosley
Listing courtesy of Brook R Simmons of Keller Williams Success Realty



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-03-15 02:22 PM UTC

Neighborhood & Commute
Source: Walkscore
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Elite Realty
(850) 638-0370
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Office Location
964 Main Street
Chipley, FL 32428

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